SAVANNAH, GA. (June 6, 2017): The Savannah-Chatham Metropolitan Police Financial Crimes detectives are warning citizens about recent fraudulent check scams.
Scams involving fraudulent checks are sent to victims for various reasons. These reasons include sending checks for overpayment of items purchased online or through other sources, lottery or prize winnings and checks for jobs originating from the internet.
These checks are generally sent through the US Postal Service.
Financial Crimes detectives say that checks such as these should be verified prior to withdrawing funds. In many cases, the fraudulent check has accurate account information and may be processed. Banks are required by law to provide funds for these checks when deposited; however, these checks may not be of value even though money is received for them. Please remember that you are responsible for any funds withdrawn from the bank.
“These crimes are preventable,” said Sgt. Jeramy Henry of SCMPD’s Financial Crimes Unit. “A little time verifying the check may save you a lot of money in the long run.”
SCMPD detectives recommend the following practices to avoid falling victim to such scams:
- Never accept overpayments for items.
- Verify checks by calling the bank it is drawn against.
- Contact the information listed in the payer section of the check.
- Never wire funds back to the sender.
- Do not act hastily. Take your time and follow these suggestions.
If you believe you have been a victim, please notify your local police, the Federal Trade Commission Complaint Assistant https://www.ftccomplaintassistant.gov and the US Postal Inspection Service http://ehome.uspis.gov/fcsexternal/default.aspx.